As of the first of this year, the National Association of Independent Truckers is newly offering a disability insurance plan via its TIEMarketplace.com website. It’s a short-term disability policy that covers downtime due to illness or injury.
Most drivers, NAIT notes, operate their business without disability today, yet the probability of having a long-term disability is between 1 in 3 and 1 in 4 workers in America. Contrast this to unexpected death, say from an accident, which is 1 in 114. Even dying from cancer has less likely odds: 1 in 7.